Professional Experience Present:    State of Michigan Licensed Real Estate Appraiser F.H.A. Approved Appraiser Licensed Builder State of Michigan Registered Building Inspector 1989 President of Mid-Michigan Appraisal & Inspections Newaygo MI 1984 Present President Hardy Dam Land Company Newaygo, MI

Professional Experience: Prior

Bradford Appraisals Service, Howard City, MI. 1991-1992

Owner North Central Optical, Grand Rapids, MI. 1971-1975

Education   Grand Rapids Community College, Grand Rapids MI, Building Trades Grand Valley State University, Allendale MI Grand Rapids Junior College, Grand Rapids MI Northern Michigan University, Appraising Small Business Appraisal Institute Alternative Residential Reporting Forms Michigan Department of Commerce Manufactured Home Workshop Building Planning & Construction Michigan Municipal League/Townships Continuing Education Wayne County Board of Realtors F.H.A. Insured Property Appraisal Institute Michigan Association of Realtors: Real Estate Analysis II Sales Comparison Approach II Cost and Income Approach IV Halloway Institute: Real Estate Appraisal Uniform Standards Professional Appraisal Practice FHA Insured Property - Appraisal Institute Continuing Education as required For Michigan Licenses ”Associate yourself with people of good quality, for it is better to be alone than in bad company” –Booker T. Washington